著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Cummins, J. David and Santomero, Anthony M.","Changes in the life insurance industry : efficiency, technology and risk management",,Kluwer Academic,1999,Innovations in financial markets and institutions,,0792385357,,https://cir.nii.ac.jp/crid/1130000794100715392