著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Segoviano, Miguel A. and Lowe, Philip and Bank for International Settlements","Internal ratings, the business cycle and capital requirements : some evidence from an emerging market economy",,Bank for International Settlements,2002,BIS working papers,,,,https://cir.nii.ac.jp/crid/1130000794268491776