著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Gallardo, Joselito S. and Randhawa, Bikki K. and Sacay, Orlando J. and World Bank",A commercial bank's microfinance program : the case of Hatton National Bank in Sri Lanka,,World Bank,1997,World Bank discussion papers,,0821340026,,https://cir.nii.ac.jp/crid/1130000794424140544