著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Vihriälä, Vesa",Credit growth and moral hazard : an empirical study of the causes of credit expansion by the Finnish local banks in 1986-1990,,Bank of Finland,1996,Bank of Finland discussion papers,,951686502X,,https://cir.nii.ac.jp/crid/1130000796020905600