著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL Tanai Khiaonarong,"Payment systems efficiency, policy approaches, and the role of the central bank",,Bank of Finland,2003,Bank of Finland discussion papers,,9524620251,,https://cir.nii.ac.jp/crid/1130000796292355200