著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Carbo, Santiago and Gardener, Edward P. M. and Molyneux, Philip, Lecturer in Banking and Finance",Financial exclusion,,Palgrave Macmillan,2005,Palgrave Macmillan studies in banking and financial institutions,,1403990514,,https://cir.nii.ac.jp/crid/1130000796366265344