著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Vesala, Jukka",Technological transformation and retail banking competition : implications and measurement,,Bank of Finland,2000,Bank of Finland studies,,9516866956,,https://cir.nii.ac.jp/crid/1130000796419146240