著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"齊藤, 誠 and 白塚, 重典 and 日本銀行金融研究所",Precautionary motives versus waiting options : evidence from aggregate household saving in Japan,,"Institute for Monetary and Economic Studies, Bank of Japan",2003,IMES discussion paper series,,,,https://cir.nii.ac.jp/crid/1130000796627282048