著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"塚原, 康博",Another source of moral hazard in medical insurance : are insurance premiums sunk costs?,,"Institute of Social Sciences, Meiji University",1999,Discussion paper series,,,,https://cir.nii.ac.jp/crid/1130000796700699136