著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Callender, Claire and Kempson, Elaine","Student finances : Income,expenditure and take-up of student loans",,Policy Studies Institute,1996,Policy Studies Institute research report,,0853746990,,https://cir.nii.ac.jp/crid/1130000796711091328