著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Atkins, G. Lawrence",Spend it or save it? : pension lump-sum distributions and tax reform,,Employee Benefit Research Institute,1986,An EBRI-ERF research report,,0866430466,,https://cir.nii.ac.jp/crid/1130000797206098688