著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Dittus, Peter and Klein, Michael and Bank for International Settlements",On harnessing the potential of financial inclusion,,Bank for International Settlements,2011,BIS working papers,,,,https://cir.nii.ac.jp/crid/1130000797389902720