著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Leinonen, Harry and Saarinen, Veikko",Payment system risks in Finland and the need for regulation and supervision,,Bank of Finland,1998,Bank of Finland studies,,9516865771,,https://cir.nii.ac.jp/crid/1130000797444066560