著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Fujiwara, Shigeaki and 日本銀行金融研究所",Credit risk assessment considering variations in exposure : application to commitment lines,,"Institute for Monetary and Economic Studies, Bank of Japan",2008,IMES discussion paper series,,,,https://cir.nii.ac.jp/crid/1130000797663255168