著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Shanmugam, Bala and University of New England. Faculty of Economic Studies",Saving habits in urban and rural Malaysia,,University of New England. Faculty of Economic Studies,1988,Occasional papers in economic development,,,,https://cir.nii.ac.jp/crid/1130000798239789056