著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Narayana, D. and Centre for Development Studies (Trivandrum, India)",Why is the credit-deposit ratio low in Kerala?,,Centre for Development Studies,2003,Working paper,,,,https://cir.nii.ac.jp/crid/1130282269068992768