著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Berger, Allen N. and Udell, Gregory F. and Bank for International Settlements",The institutional memory hypothesis and the procyclicality of bank lending behaviour,,Bank for International Settlements,2003,BIS working papers,,,,https://cir.nii.ac.jp/crid/1130282269305687808