著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Haubrich, Joseph G. and Santos, João A. C. and Bank for International Settlements. Monetary and Economic Dept",Banking and commerce : a liquidity approach,,"Bank for International Settlements, Monetary and Economic Department",1999,BIS working papers,,,,https://cir.nii.ac.jp/crid/1130282269792722816