著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Kuwayama, Patricia Hagan and 日本銀行金融研究所",Postal banking in the United States and Japan : a comparative analysis,,Bank of Japan. Institute for Monetary and Economic Studies,1999,IMES discussion paper series,,,,https://cir.nii.ac.jp/crid/1130282270443192192