著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Murata, Keiko and 日本銀行金融研究所",Precautionary savings and income uncertainty : evidence from Japanese micro data,,"Institute for Monetary and Economic Studies, Bank of Japan",2003,IMES discussion paper series,,,,https://cir.nii.ac.jp/crid/1130282270552645504