著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "日本銀行金融研究所 and 馬場, 直彦",Empirical studies on the recent decline in bank lending growth : an approach based on asymmetric information,,"Institute for Monetary and Economic Studies, Bank of Japan",1996,IMES discussion paper series,,,,https://cir.nii.ac.jp/crid/1130282270722396544