著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Asraf, Nava and Asian Development Bank and Asian Development Bank. Economics and Research Dept",A review of commitment savings products in developing countries,,Asian Development Bank,2003,ERD working paper,,,,https://cir.nii.ac.jp/crid/1130282271005526656