著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Koskela, Erkki and Stenbacka, Rune",Agency cost of debt and lending market competition : a re-examination,,Bank of Finland,2000,Bank of Finland discussion papers,,9516866735,,https://cir.nii.ac.jp/crid/1130282271481847040