著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL "Shy, Oz and Tarkka, Juha",The market for electronic cash cards,,Bank of Finland,1998,Bank of Finland discussion papers,,9516865917,,https://cir.nii.ac.jp/crid/1130282272614166144