著者名,書名,版表示,出版者名,出版年,シリーズ名,番号,ISBN,ISSN,URL
"Gregorio, José De and Kim, Se-Jik and Mathieson, Donald J. and International Monetary Fund","Credit markets with differences in abilities : education, distribution, and growth",,International Monetary Fund,1994,IMF working paper,,,,https://cir.nii.ac.jp/crid/1130282273091612416