著者名,論文名,雑誌名,ISSN,出版者名,出版日付,巻,号,ページ,URL,URL(DOI) KAZAROSIAN M.,Precautionary savings-a panel study,The Review of Economics and Statistics,,,1997,79,2,241-247,https://cir.nii.ac.jp/crid/1572824500568579584,