China's fintech explosion : disruption, innovation, and survival

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Bibliographic Information

Title
"China's fintech explosion : disruption, innovation, and survival"
Statement of Responsibility
Sara Hsu and Jianjun Li, Professor of Finance, Dean of School of Finance, Central University of Finance and Economics, Beijing, China
Publisher
  • Columbia University Press
Publication Year
  • 2020
Book size
24 cm

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Notes

Includes bibliographical references (p. [283]-302) and index

Summary: "Financial technology-or fintech-is gaining in popularity globally as a way of making financial services more efficient and accessible. In rapidly developing China, fintech is taking off, catering to markets that state-owned banks and an undersized financial sector do not serve amid a backdrop of growing consumption and a large, tech-savvy millennial generation. It is becoming increasingly likely that some of China's fintech firms will change the way the world does business. In China's Fintech Explosion, Sara Hsu and Jianjun Li explore the transformative potential of China's financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. They cover fintech's many subsectors, such as digital payment systems, peer-to-peer lending and crowdfunding, credit card issuance and internet banks, blockchain finance and virtual currencies, and online insurance. The book highlights the disruption of traditional banking as well as the risks of fintech and regula

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