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- 沓澤 隆司
- 大阪大学社会経済研究所
書誌事項
- タイトル別名
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- Estimating Mortgage Choice and Demand for Housing
- 住宅ローン選択と住宅需要の推定--危険回避度と金利の影響
- ジュウタク ローン センタク ト ジュウタク ジュヨウ ノ スイテイ キケン カイヒド ト キンリ ノ エイキョウ
- The Effect of Risk Aversion and Interest Rates
- 危険回避度と金利の影響
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抄録
After the reform of the Government Housing Loan Corporation (GHLC) in 2001, various types of housing loan have been supplied and adjustable rate loan and short time fixed rate loan is increasing in Japan. This paper examines how the mortgage choice between the adjustable rate loan (ARM; including short time fixed rate loan) and the fixed rate loan (FRM) is done and how the change of interest rate influences the choice and the demand for housing. We obtain the results that the mortgage choice is influenced not only by the difference between the rate of FRM and that of ARM but also risk aversion and that the housing demand is decreasing by about 1.63% if ARM rates are raised by 1%.
収録刊行物
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- 日本不動産学会誌
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日本不動産学会誌 21 (1), 94-103, 2007
Japan Association for Real Estate Sciences
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キーワード
詳細情報 詳細情報について
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- CRID
- 1390001204319933568
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- NII論文ID
- 130001764542
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- NII書誌ID
- AN10028750
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- ISSN
- 21859531
- 09113576
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- NDL書誌ID
- 8911661
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- データソース種別
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- JaLC
- NDL
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