明治前期における地方銀行の成立と製糸業

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タイトル別名
  • Effects of the Establishment of Local Banks on the Silk Manufacturing Industry duriing the First Period of the Meiji Era
  • メイジ ゼンキ ニ オケル チホウ ギンコウ ノ セイリツ ト セイシギョウ

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Considering the development of the silk manufacturing industry in Nagano prefecture during the Meiji era, we find two districts where different types of development were clearly seen. First, the southern part, where the workshop or factory using machines of western type was developed and second, the northen part, where the domestic system using the hand loom was popular. This article aims to make clear a point that the difference between these two types of development should be reconsidered from the financial view point. On the basis of research on the relations between the silk manufactureing industry and local banks operations, the author points out that: (1) Nagano was a prefe ture where banking operations was active, as shown by the fact that, by 1884, five national and thirty-one private banks were in operation. However, strange enough, it was in the northern part of the prefecture where technical knowhow was much retarded, that these banks were most concentrated. There were, in fact, more there than in any other district in Japan. (2) Many of the promotors, large stockholders and managers of local banks in northern Nagano were either city wholesale merchants, who bought up the raw silk and shipped it to Yokohama, or local commission merchants, who connected the wholesaler with the producer. (3) Money lending by local banks was not to the producer but to the wholesalers and commission merchants above mentioned.

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