なぜ低カーストは高カーストよりも返済状況が良好なのか : 生計戦略が金融行動に与える影響

DOI 機関リポジトリ 機関リポジトリ (HANDLE) オープンアクセス

書誌事項

タイトル別名
  • Why is the Repayment of Lower Caste Better than That of Higher Caste ? : An Effectiveness of Livelihood Strategy in Microfinance

この論文をさがす

説明

This article examines the effectiveness of livelihood strategy in Microfinance. The livelihood strategy emphasizes the complexity and diversity of the financial behavior in developing countries. At the field research in Nepal, it is found that the repayment situation of lower caste is better than that of higher caste. This article aims to clarify the background of this phenomenon from view point of livelihood strategy. In order to analyze the effectiveness of livelihood strategy clearly, the finical behavior is recognized as a series of behavior. “expenditure”, “borrowing” and “repayment”. In addition, “Time Preference” which is the analytical concept for intertemporal decision making is also introduced. In the analysis, three major results are achieved. The first is livelihood strategy influences the financial behavior through various elements like economic activity and social capital etc. The second is the affinity between livelihood strategy and financial scheme also has some impacts to financial behavior. These results are consistent with the literature review. The third is the effectiveness of livelihood strategy is recognized at each step of financial behaviors. This means the effectiveness of livelihood strategy to the financial behavior is more complex than the literature review. The analysis by time preferences also supports these results.

収録刊行物

詳細情報 詳細情報について

問題の指摘

ページトップへ