東日本大震災にみる地震保険の機能(生活経済学会関東部会第26回研究大会シンポジウム,特別企画)

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タイトル別名
  • Function of Residential Earthquake Insurance reaffirmed through responses to the Great East Japan Earthquake(Reports on Symposium in Kantou Section, Reports on Special Subject:the Great East Japan Earthquake)
  • 東日本大震災にみる地震保険の機能
  • ヒガシニホン ダイシンサイ ニ ミル ジシン ホケン ノ キノウ

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抄録

Since its inauguration in 1966, Residential Earthquake Insurance in Japan has firmly maintained a framework as a self-help system enabling people to prepare for earthquakes. While the government plays an important role by accepting reinsurance, no taxpayers' money is injected in the long run. By their concerted efforts, general insurance companies in Japan promptly paid insurance claims to the tune of JPY 1.2 trillion following the Great East Japan Earthquake. Their prompt action has given the industry a greater measure of legitimacy in the eyes of the general population. It was of great significance that all those involved in the insurance business rediscovered the public nature of insurance through their experiences in dealing with earthquake insurance claims.

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