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- 永田 邦和
- 鹿児島大学法文学部
書誌事項
- タイトル別名
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- What Factors Affect Market Discipline in Life Insurance Markets?
- ナニ ガ セイメイ ホケン シジョウ ノ シジョウ キリツ ニ エイキョウ シテ イル ノ カ
この論文をさがす
説明
Using data from Japanese life insurance companies during 1999-2008 periods, this paper examines empirically the factors affecting life insurance market discipline (market monitoring). During the life insurance crisis, the policyholder is more sensitive to soundness of insurance companies. We find that new policyholder is more sensitive to soundness of insurance companies than existing policyholder. Finally, we find that the growth rate of whole life insurance in force is significantly related to risks of insurance companies but the growth rate of term life insurance in force is not related to risks. We conclude that the life insurance crisis, termination cost and period of insurance affect life insurance market monitoring and market discipline.
収録刊行物
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- 生活経済学研究
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生活経済学研究 36 (0), 19-32, 2012
生活経済学会
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詳細情報 詳細情報について
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- CRID
- 1390282680745758720
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- NII論文ID
- 110009544616
- 40019464588
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- NII書誌ID
- AN10495701
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- ISSN
- 24241288
- 13417347
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- NDL書誌ID
- 024040116
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- 本文言語コード
- ja
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- データソース種別
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- JaLC
- NDL
- CiNii Articles
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- 抄録ライセンスフラグ
- 使用不可