不公正な契約条項をめぐるイギリス消費者法の執行体制 : 高齢者専用居宅・施設への入居・入所をめぐる「公正性」の問題への対応を中心として

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タイトル別名
  • The Enforcement Mechanism of the UK’s Consumer Law on Unfair Contract Terms : Focusing on the Fairness of the Terms in the Contracts for Entering Care Homes or Purchasing Leasehold Properties
  • フコウセイ ナ ケイヤク ジョウコウ オ メグル イギリス ショウヒシャホウ ノ シッコウ タイセイ : コウレイシャ センヨウ キョタク ・ シセツ エ ノ ニュウキョ ・ ニュウショ オ メグル 「 コウセイセイ 」 ノ モンダイ エ ノ タイオウ オ チュウシン ト シテ

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抄録

This article analyzes the enforcement mechanism of the UK’s consumer law on unfair terms in contracts for entering care homes or purchasing retirement properties, which are leased (“leasehold properties”). In comparison to the Japanese mechanism where administrative enforcement is not so strong, the UK’s Competition and Market Authority (CMA) has wide and comprehensive powers, such as those for investigation, consultation and advice to the investigated traders, seeking courts for injunctions or enforcement orders, and criminal prosecution. Because of this legal structure, it is less common for cases to go to court. Most cases are solved through “undertakings” (i.e. voluntary agreements offered by the traders) during the process of investigation. This enforcement mechanism can overcome a “black and white” attitude—namely, illegal or not illegal---and produce favorable consequences that offer, firstly, direct redress to the consumer, and, secondly, provide a practical deterrent to the use of the terms in question, and, finally and most importantly, change general practice in the sector.

収録刊行物

  • 経済志林

    経済志林 86 (3･4), 277-303, 2019-03-20

    法政大学経済学部学会

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