Automobile Insurance Utilizing Telematics Technology

KANEKO Takayuki

doi:10.24572/iatssreview.43.3_171

Bibliographic Information

Other Title

テレマティクスを活用した自動車保険
テレマティクスオカツヨウシタジドウシャホケン

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Description

<p>Following recent developments in telematics technologies, proactive approaches are being taken even in the field of non-life insurance where these technologies are being utilized to develop services and products. With regard to “telematics car insurance” (the PAYD and PHYD types), which calculates an insurance premium based on the driver ’s driving information, this article will first outline activities occurring in Europe and the U.S. and deliberations, development status and problems with usage diffusion in Japan. Moreover, with regard to situations where insurance companies have been actively working toward utilizing telematic s technologies to provide services to insurance policyholders, this article will make reference to the increasing need for dash cams in recent years and outline this matter by taking the approaches of Mitsui Sumitomo Insurance Co., Ltd. as an example.</p>

Journal

IATSS Review

IATSS Review 43 (3), 171-180, 2019-02-28

International Association of Traffic and Safety Sciences