Analysis of Financial Education Using Household Account Book Application for University Students

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  • 家計簿アプリを用いた大学生のための金融経済教育の有効性
  • カケイボ アプリ オ モチイタ ダイガクセイ ノ タメ ノ キンユウ ケイザイ キョウイク ノ ユウコウセイ

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Abstract

This paper focuses on the effective use of household account book application by university students who will begin their own financial lives by themselves after graduation. As a result, students access it once in two days and show a 70% correct rate on a financial literacy quiz. Seventy percent of students indicated that it was easy to enter the data on the application which covered the demerits of household account books. After the lessons, more than 80 percent became interested in money issues, felt they had made some changes in daily life, and more than 70 percent felt a desire to study more financial matters further. Therefore using household account book applications is an effective way for beginners to learn to manage their household budget.

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